Make Your Auto Dealership Successful : Bob Ciasulli

I think we can achive big success if each and every person in every department in the dealership works collectively harmoniously. I know with your cooperation we can realize all our goals.I came across a video of an employee meeting. Trust me, that video could be played today and everything that was said is as relevant now as it was then. And it frequently addressed customer pleasure.

I know I am always preaching about customer satisfaction and I probably always will. Customer happiness is the credo of all trade businesses, but we can use this credo in our individual lives as well. It goes back to what my grandmother Susie told me and what your parents and grandparents told you “Treat everyone as you would like to be treated yourself”. These truly are words to live by.

Let’s appreciate everyone in our lives, our families and loved ones, our friends who help us through the ups and downs of daily life and our customers who make all of our jobs possible. We have heard during our lives that “the family that prays together stays together”. It is a wonderful goal to set for our personal lives in the coming year. Also, it leads me to believe that a good business motto for the New Year should be “the auto group that works collectively is successful collectively”.

Thoughts on Purchasing Auto Insurance in New Jersey: Bob Ciasulli

I am Bob Ciasulli and I own numerous car dealerships in northern New Jersey. It is only natural that you will want to get the best insurance protection you can while not spending more than you have to.

If you live in New Jersey, as I do, you know that owning and maintaining a car can be very expensive, and insurance is a big part of that yearly outlay of cash.

One important thing I have come to realize is that getting the minimum insurance coverage, while cheaper in the short run, can cost you a bundle if you are ever in a serious accident. If you are like me, before you put money down on your next insurance premium, you will want to understand exactly what you are getting.

Here is what New Jersey state law requires you purchase often called 15/30/5 coverage with 15/30 UM limits.

New Jersey drivers can sue for any mishappening related to an automobile, and because of that, you need to purchase enough insurance to pay for medical expenses for you and your passengers, and this is probably going to be much greater than the minimum amount.

You also need to make sure you have enough insurance to protect against auto injuries caused by an uninsured driver.

A Basic Policy Includes:

• Bodily Injury Liability: $15,000/$30,000 Limit

• Property Damage Liability: $5,000 Limit
• Uninsured/Underinsured Motorist Bodily Injury: $15,000/$30,000 Limit
• Uninsured Motorist Property Damage: $5,000 Limit
• Personal Injury Protection (PIP): $15,000 Limit
• $250,000 PIP limit for permanent or significant injury.
• Property Damage Liability: $5,000 Limit
• Personal Injury Protection: $15,000 Limit
• Standard Policy

So how much insurance should you buy beyond your state's minimum?

Make sure you purchase enough liability coverage to protect your assets. Talk frankly with your insurance agent to make sure you have enough health benefits to protect your assets in the event of an accident. It is wise to increase the bodily injury coverage and the uninsured and underinsured motorist coverage too.

Some experts recommend purchasing liability limits for $50,000 bodily injury liability for one person injured in an accident, $100,000 for all people injured in an accident. They also recommend at least $25,000 property damage liability because most cars on the road today are worth more than $20,000. Whatever you decide to purchase, it is wise to read over your insurance policy and make sure you understand exactly what it will cover.

I know the last thing we want to think about is what will happen when and if we are ever in an auto accident, but understanding your insurance coverage can save you a bundle!

Bio: Bob Ciasulli owns and operates several car dealerships in northern New Jersey, and is very interested in any information that can save New Jersey drivers money on their car, including car insurance.

Five Important Tips of Bob Ciasulli to Prepare Your Car for Winter!

My self Bob Ciasulli and I own numerous car dealerships in northern New Jersey. I’ve put together a helpful list of what I believe are the top five crucial provision you can make to your vehicle earlier than the winter months set in.

If you’re preparing on driving to see your loved ones or family members this season, take two minute to read the following.These safety measures will help you and your families stay safe and keep your vehicle in good condition this winter.

I hope you will enjoy these tips and take measures to winterize your car, please keep in mind to stay safe on the road!

• Right kind of oil change. If your vehicle is approaching or due for the important 30,000-mile full service, don’t put it off! Even if nothing needs to be fixed, they’ll change your oil so your engine will stay well lubricated.
• Belts and hoses examined. Cold weather can create problems for belts and hoses—be sure that they get checked for wear and tear — even if you’re driving a newer car.
• Tire pressure checked! Tires must be properly inflated to ensure the best possible traction for when you’re driving in wet, snowy, or icy conditions.
• Able to see the road? Find out last time you replaced your windshield wipers. They’re usually effective for a year, so be sure you get new ones if they aren’t.
• Car battery? Ideally you don’t want to put yourself in a situation where you have to jump-start your car in a blizzard. To avoid that scenario, ensure that your battery’s posts and connections are corrosion-free and if your battery is more than three years old, have a repair shop test its ability to hold a charge.

Bio: These tips are based on what he’s experienced on the road. He encourages you to drive safely and protect yourself and your fellow drivers.Bob Ciasulli owns and operates several car dealerships in northern New Jersey and is very interested in automotive maintenance and safe driving habits.

Top Five Worst Driving Habits : Bob Ciasulli

Bob Ciasulli owns several car dealerships in northern New Jersey. He has put collectively a caring list of what I believe are the top five worst driving habits. You’ve probably all witnessed these negligible driving mistakes, but I hope you find these helpful. Remember, many of these bad habits can be prevented by practicing defensive driving. I hope you benefit from this list, and please remember to stay secure on the road.

• Speeding. A car crash at 80 miles per hour is twice as bad as one at 55 miles per hour. Driving at high speeds can drastically reduce reaction time—that is, you may not have enough time to prevent an accident from happening, even if you see it coming. Remember to always observe speed limits and factor in your driving conditions, especially rain, traffic, and snow by slowing down, you create a safer environment for the rest of us and arrive at your destination in one piece.

• Drinking and driving. Drinking and driving puts you and all other drivers in your path at risk. Just don’t do it.Unless you have a death wish, don’t drink and drive. Consuming alcohol before driving a vehicle is suicidal behavior. Always make sure that you have a designated driver or place to stay for the night if you plan on drinking.

• Not wearing your seat belt. Choosing not to wear a seat belt is highly dangerous. Think of it this way: a car crash at the low speed of 30 miles per hour (without a seat belt) is similar to falling off of a three-story building. Protect yourself in all major (minor) accidents. Take the two extra seconds before you start your car and buckle up—you’ll be thankful you did.

• Tailgating. You are not driving on a NASCAR racetrack—you are driving on the highway. You are not a NASCAR driver. Everybody’s got to get somewhere fast and we know you do too, but put some space between your car and other drivers. You never know when the car in front of you is going to slam on their breaks. Maintain a safe driving distance and prevent an accident.

• Not paying attention. Check your mirrors for blind spots look out for pot holes, stalled cars, objects in the road, or any other obstacles. Don’t apply makeup, shave your legs, text, fiddle with your iPod, or talk on the phone while driving. Put your safety first. Look at the traffic around you. Be observant and aware of your surroundings and you’ll easily avoid any accidents that come your way.

Bio: Bob Ciasulli encourages you to drive safely and protect yourself and your fellow drivers. Bob Ciasulli owns and operates several car dealerships in northern New Jersey and is very interested in automotive maintenance and safe driving habits. These tips are based on what he’s experienced on the road.

Bob Ciasulli : Instruction for peoples who want to become car owner

Many of you may already know that my name is Bob Ciasulli and I own several auto dealerships in the Northern New Jersey area. For that reason, I’ve experienced my share of car loan applications. I’d like to impart a few tips I’ve garnered from the experience. Since there are a lot of options for car financing, it is very important for you to research your options.

To get the best car financing terms you will just need to research and shop around to compare the policies and rates. Use free personal finance software to calculate how much you need to pay for the loan over time, or ask your car dealer for help in determining how much of a loan you can afford.

The “Cash for Clunkers” program brought people back into car dealerships in the last few months, but it is still difficult to afford a new car in this economy. Most people would rather save money than spend thousands of dollars to buy a new car. If that is the case for you, perhaps you should consider auto financing. You can get an auto loan from a bank, car dealer, credit union, and even online.

Since there are a lot of options for car financing, it is very important for you to research your options. Here are some useful tips on how to get the best car finance terms for your new vehicle:
• Always answer application questions honestly because your references will be checked.
• Do not apply for car financing unless you need to. If you can manage to pay for your car, that is the best option.
• Make sure you have the income to pay the interest rates monthly.
• Shop around and compare car finance term sources. Make sure to get the best deal you can from a trusted provider. If you are buying a second hand car, try to negotiate with the auto dealer for a good rate.
• Try to get the shortest term loan because you will pay less interest, and because your car looses value as soon as you drive it off the lot, so you can not look at this type of loan the same way you would a mortgage.
• The number of months that you can finance your automobile is determined by its age. Used cars usually are given shorter loan terms than new vehicles
• Improve your praise. People with good credit can get better loans because they are less likely to default on the loan.

Tips for Maintaining Your Car Tires : Bob Ciasulli

I’m Bob Ciasulli and I own several car dealerships in northern New Jersey. I know how significant owning and maintaining a car can be for most people. It is only natural that you will want to protect your investment and extent the life of your car by following proper maintenance guidelines for your tires.

First let’s talk about treads!

It’s fall, there are wet leaves on the road, and the dreaded icy winter travel season is coming soon, so take a penny out of your wallet, and head over to your car to check the tread on your tires! After all, your car tires are supposed to hug the road, and they can’t do that if the tread is worn away. When you turn sharply with a poor tire, you are more likely to skim over a wet road surface, loosing control and hydroplaning. All you have to do to test the tread on your tires is to stick that penny into each tire’s treads. If Abe Lincoln’s head sinks into the tread up to his hair line, then the tire is just fine. If not, you should replace the tire quickly.

Next let’s talk about pressure!

Pressure is measured in PSI (pounds per square inch) and there is a simple little tool called a tire-pressure-gauge you can use to measure it. Your car will list the tire pressure requirements on the door panel or in the owner’s manual. Check all of your car's tires at least once a month or whenever they look low. If your tire pressure is too low, it can lower your gas mileage, make your car handle poorly and even cause flats. You can usually tell your tire pressure is too low if your tires squeal when you go around corners.

On the other hand, if your tire pressure is too high, your tires will not hug the road and your car will bounce around, and it will take you longer to stop.

Outside temperatures change the pressure of your tires, and the colder it is outside the more likely that you will have to add some more air to your tires even if they are not leaking. Tire pressure decreases by about 1 pound per square inch for every 10-degree drop in outside air temperature.

These simple procedures will save you hundreds of dollars a year, and greatly prolong the life of your car. In addition, they will save you money on gas.

Bio: Bob Ciasulli owns and operates several car dealerships in northern New Jersey, and is very interested in automotive maintenance in general. His tips on maintaining your car tires are based on his own observations and government statistics.